Many of us do not realise the value of the everyday items carried in our briefcase / rucksack / handbag. It's only when something goes wrong and we have to replace these products that we understand the true value, both personally and financially of our everyday gadgets.
- Theft – including unattended theft from a secure vehicle / secure premises
- Accidental loss for mobile phones, iPads and smartwatches only (optional)
- Extended warranty (not included on Laptops)
- Accidental damage
- Liquid damage
- Malicious damage
- Worldwide cover (180 days)
- Unauthorised call use (up to £2,500)
- Accessories cover (up to £150)
- E-wallet cover
- Unlimited claims
- Family cover – your gadget's covered whether you or a member of your immediate family* are using the gadget
- *Immediate family includes your mother, father, son, daughter and spouse. It also includes your domestic partner (domestic partner is defined under this policy as someone you are living with in a long-term permanent relationship as if you are married to them).
Your gadget insurance will be set up right away upon successful purchase.
One thing you should be aware of before purchasing a gadget insurance contract is reading it carefully to see which type of exclusions apply.
Please see our Terms and Conditions for all exclusions to understand the cover we offer and any exclusions within you gadget insurance policy.
You will need to be able to evidence ownership for all the items you are claiming for at the point of claim. This can be a copy of your receipt (the receipt should be in the policy holders name or an immediate family member), a gift receipt (provided it has your name on it), a delivery note or in the case of a mobile phone, a confirmation from your network provider of the phone you have in use on your contract and it’s IMEI number.
The item must not be more than 18 months old when the insurance is first purchased. There is no limit on how long the item can be insured, thereafter.
Gadget-cover.com want to make it as simple as possible for you to report a claim. The quickest and easiest way is to register your claim online at the following link Register claim here.
If you are unable to register your claim online, you can also send us an email to: email@example.com. Alternatively, you can call our dedicated Claim Advisors on 0203 794 9294.
On all claims you need to do the following:
If your claim is for damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it. We aim to repair or replace items within 5 to 7 working days.
If your claim if for the theft or loss of your gadget you must report the theft or loss to the police and your service provider no later than 48 hours after you notice that your gadget is missing.
Make sure to contact us as quickly as possible and within 48 hours from discovering loss or theft of your gadget, by using the following link Register claim here.
This insurance is arranged by Gadget Cover which is a trading name of Insurance Factory Limited and underwritten by West Bay Insurance PLC. Registered in Gibraltar (Reg No. 84085). Registered Office: 846 - 848 Europort, Gibraltar.
West Bay Insurance PLC is regulated by the Gibraltar Financial Services Commission and subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority in respect of underwriting insurance business in the UK (No. 211787).
You may cancel the insurance, without giving reason, by contacting us either in writing to Gadget Cover, The Connect Centre, Kingston Crescent, Portsmouth, PO2 8QL, by telephoning 0203 794 9294 or by emailing firstname.lastname@example.org.
Please see full Terms and Conditions for details
Unfortunately we are unable to insure any item if you are under 18 years of age. However, so long as you still live with your parents, they can purchase the policy for you and when you turn 18 they can then transfer the policy into your name.
To insure your gadget, you need to be a permanent resident of the UK.
Further details on making a complaint can be found in your Terms and Conditions
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