Huawei Phone Insurance
Unlimited claims, Optional Loss Cover & More!
Benefiting from 25 years of experience, Gadget Cover is formed by people who believe that quality products can be affordable.

Challenging the likes of Apple and Samsung, Chinese multinational Huawei offers amazing smartphones in a variety of shapes, sizes and prices. Whether flagship smartphones, cutting-edge foldables, affordable mid-range options, or very cheap budget devices, Huawei really has something for everyone in terms of specs and features.
Huawei phones really do offer a lot for your money, but with the price of the folding Huawei Mate Xs 2 starting at £1,799 you’ll still need specialist Huawei insurance to cover your device against accident, loss or being stolen.
Read this Gadget Cover guide to find out all you need to know about finding the right Huawei insurance for you and your Huawei device.
What does Huawei phone insurance cover?
If you’re looking for Huawei insurance, there’s a bewildering variety of companies on the market, from your network provider to an independent insurer. But by coming straight to the specialists at Gadget Cover for your smartphone protection, you can be sure of a stress-free experience.
We’ve developed three great plans to choose from. Whether you choose our Gold, Silver or Bronze level of cover, you’ll be assured of great value, all-round protection for your stunning smartphone.
If you’re just looking to protect your Huawei phone against the two most common risks, accidental damage and liquid damage, then our Bronze level of cover could be for you.
Or how about our Silver policy? Silver level of cover also offers protection against theft, mechanical breakdown, unauthorised data usage and calls, and e-wallet protection. What a great protection package if you should have an accident or your phone is stolen!
Want maximum protection for your beloved phone? Gold cover is the one to go for. While you might have to pay slightly more for our most comprehensive cover, it also includes protection if your phone or accessories are accidentally lost.
Common exclusions with Huawei phone insurance
Huawei phone insurance offers owners a range of excellent benefits, but unfortunately that doesn’t mean you’ll be covered for every possible eventuality. Paying attention to the small print, querying anything you’re unsure about and taking a note of any exclusions are all important when searching for cover.
Here are some common exclusions to look out for:
- Large-scale manufacturer defects.
- Pre-existing damage that occurred before the policy started.
- Where proof of active use cannot be provided.
- Where all reasonable precautions have not been taken.
- Theft or loss from a vehicle or property when there’s no visible sign of forced entry.
- If your device is lost or stolen while left unattended when away from your home.
- Damage caused by software viruses.
- Damage due to deliberate neglect.
- Lack of proof of phone purchase.
- Liquid damage.
- Theft or loss of a device where there has been a delay in reporting to the police or the insurance provider.
- The excess you must pay towards the cost of a claim under this insurance. You have to pay this amount regardless of the circumstances leading to the claim. The excess amount can vary by the type of device insured.
There could well be other exclusions that apply to your cover. Remember to read your policy wording carefully before taking out insurance.
Get a quote for phone insurance today
Want to know the price of Huawei phone insurance? Simply open the Gadget Cover online quote tool and enter the make and model of your new handset.
For the best quote, you’ll also need to add further details including the age of your handset, when it was purchased and its IMEI number (or serial number). Arranging a quote for Huawei phone insurance will only take a few minutes - why not do it today?
What's Covered
- Accidental Damage
- Liquid Damage
- Theft
- Mechanical Breakdown (Excludes Laptops)
- E-wallet Protection
- Unauthorised Calls/Data
- Accidental Loss
- Accessories Cover
- Accidental Damage
- Liquid Damage
- Theft
- Mechanical Breakdown (Excludes Laptops)
- E-wallet Protection
- Unauthorised Calls/Data
- Accidental Loss
- Accessories Cover
- Accidental Damage
- Liquid Damage
- Theft
- Mechanical Breakdown (Excludes Laptops)
- E-wallet Protection
- Unauthorised Calls/Data
- Accidental Loss
- Accessories Cover

Accidental damage
We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

Liquid damage
If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

Breakdown
Repair or replace your gadget if something goes wrong with it. (except laptops).

Unauthorised usage
We’ll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

Loss (optional)
If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only).

Theft
If your gadget is stolen, we will replace it.

Accessories
We’ll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

Worldwide cover
Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

Family cover
Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

E-wallet cover
If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500.
Weighing up whether or not to invest in Huawei insurance from Gadget Cover? Well, here are 10 great reasons that should make that decision even easier.
1. Accidental damage protection
Huawei is a quality manufacturer of phones, but no matter how high the standards are, it doesn't make them immune from accidental damage. Insure with Gadget Cover and you’ll even be covered for a cracked screen, even if it doesn't affect the functionality of the phone.
If your mobile phone can't be fixed, we'll get you a replacement device.
2. Liquid damage protection
From a small spillage to full submersion, liquid damage is one of the most common claims that smartphone insurers receive. While Huawei mobile phones offer an excellent level of water and dust proofing, this is still a vital element in any cover as it won't be covered by the manufacturer’s warranty.
3. Theft protection
Flagship phones like the Huawei Mate 50 Pro can be expensive items to carry around. And with their good looks and superior tech specs, they’re a common target for thieves.
4. Cover for mechanical breakdown
Is your Huawei phone out of manufacturer’s warranty? If it suffers a mechanical breakdown now, you'll have to pick up the bill. But substantial repair costs could cause a real problem if you don’t have the right insurance cover to claim on.
For Huawei smartphones the manufacturer's guarantee period is 24 months.
5. E-wallet protection
When it comes to targeting your smartphone, criminals have grown increasingly sophisticated over the years. And if you do fall victim to a hack or scam, then having digital e-wallet cover as part of your Huawei insurance could refund any unauthorised transactions.
Our Gold and Silver cover levels both provide this feature up to a maximum of £500. Huawei insurance offers so much for your money.
6. Protection from unauthorised calls and data charges
From worrying about malicious damage to wondering when you’ll get a replacement phone, the theft of your mobile can be a stressful experience indeed. And what’s worse is that you could be left with a bill for thousands of pounds worth of unauthorised calls and data usage.
Alongside great affordability, a gadget insurance policy from Gadget Cover can cover you for this, too. Check out our great insurance offers before you renew your phone insurance.
7. Protection against accidental loss
Misplaced your smartphone in the past? If you worry you might accidentally lose your high-quality Huawei mobile phone, then you’ll be glad you added loss cover as a policy extra.
Loss cover is available with our Gold policies.
8. Accessories cover
From the award-winning performance of the Huawei FreeBuds Pro 2 and excellent craftsmanship of the Huawei Watch GT 3 Pro Titanium, Huawei produces a range of stunning accessories to complement your mobile. But what happens if something disastrous occurs?
An excellent feature of our Gold cover is that you’ll also receive protection for the repair or replacement of those super-useful accessories. So, if they’re lost, damaged or stolen at the same time as your smartphone, they’ll be covered up to a value of £150.
9. Worldwide cover
There are so many ways in which worldwide cover could come to your rescue when travelling with your Huawei phone. Ask our team about extending your cover to include use of your mobile anywhere in the world, up to 180 days in any one policy year.
10. Family cover
If a close family member damages your Huawei phone, then an insurance policy with family cover could save the day.
Whichever Huawei phone you have, finding a competitive quote for insurance is easy at Gadget Cover. Depending on the model and level of cover you choose, Huawei insurance can cost less than £3 per month with many of our policies.
For example, at the time of writing, the budget friendly Huawei P30 Lite can be insured for as little as £2.46 per month with our Bronze level of cover! While even a 5G-enabled Huawei P40 Pro could cost from as little as £4.59 a month.
Want to cut the cost of your insurance? Consider how many extras you really need, and think about how much excess you're willing to pay in the event of a claim.
For great value insurance cover, get a quick online quote from Gadget Cover.
To get an accurate insurance quote for your mobile phone, you need to know exactly what make and model it is. Here's how:
- Go to Settings and scroll down to About Phone
- The device name and model number will be displayed at the top of the screen
- Scroll down to find out the build number, IMEI number and much more
When you’ve invested your hard-earned cash in a Huawei phone, you’ll want your new device to be covered as soon as possible. After all, a lot could happen to your device once you’ve taken it out of its box and fired it up.
At Gadget Cover you’ll receive immediate cover on your new device, so there’s no need to worry.
In a similar way to Apple, Samsung or Google products, if you want to get the most from your handset then you’ll want to pair it with quality accessories. For example, the Huawei FreeBuds Pro 2, Huawei Watch GT 3 Pro Titanium, or the Huawei MatePad 11 would all make a fantastic addition to your must-buy list.
However, even the most comprehensive phone insurance might not pay repair costs or replace such devices. That’s why it’s always worth arranging an additional gadget insurance policy to protect such items.
Here at Gadget Cover, we can provide protection for a wide variety of Huawei gadgets including smart watches, fitness trackers, tablets and laptops. Never leave home without adequate gadget insurance.
You can insure your Huawei phone with us provided you meet a few eligibility conditions. These are:
- You’re a permanent resident of the UK.
- You’re aged 18 or over.
- Your phone was in good condition and full working order when you bought the policy.
- Your phone was purchased and shipped from within the UK.
- You have proof of purchase, such as a receipt from a high street retail store.
- Your phone was less than 18 months old when you first purchased the policy.
Arranging great value mobile phone insurance through Gadget Cover will offer you a range of excellent benefits.
- 25+ years of experience in the mobile phone insurance market
- 5* Defaqto-rated policies
- Instant cover from the very start of your policy
- Unlimited claims
- Super-fast quotes with our online service
- Competitive prices
- Stress-free claims process through our 24/7 claim registration portal
- Three levels of bespoke policies to choose from
- Coverage for even minor screen cracks
- Accessories cover up to £150
- Unauthorised usage cover up to £2,500 with Silver or Gold policies
- Cover includes loss, if you select Gold cover
- Family cover
- Worldwide cover, up to 180 days in any 1 year
- Interest-free monthly payments
- Great customer service and popular products
Please select a Make and Model