iPhone 14 Pro Insurance

Unlimited claims, Optional Loss Cover & More!

Benefiting from 25 years of experience, Gadget Cover is formed by people who believe that quality products can be affordable.

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Are you considering purchasing the latest iPhone 14 Pro? While it's an excellent device, it can be expensive and worth protecting. That's why you might want to consider iPhone insurance to cover your new iPhone.

In this guide, we will go over some of the things you need to know about iPhone 14 Pro insurance, including why you may consider taking out a policy, what is covered, and how to choose the right policy for you.

iPhone 14 Pro vs iPhone 14 Pro Max: What's the Difference?

The iPhone 14 Pro and the iPhone 14 Pro Max were both highly anticipated Apple devices, released in 2022. While both phones are top-of-the-line in terms of performance and features, there are some key differences between the two.


iPhone 14 Pro

iPhone 14 Pro Max

Screen size

6.1-inch OLED screen display

6.7-inch OLED screen display

Battery life

23-hour battery life (during video playback)

29-hour battery life (during video playback)

Phone height

5.81 inch

6.33 inch


206 grams

240 grams

Ultimately, the choice between the iPhone 14 Pro and the iPhone 14 Pro Max will come down to personal preference and individual needs.

Types of iPhone 14 Pro insurance coverage

There are several types of iPhone 14 Pro insurance coverage available. The most common types include:

Accidental Damage

Accidental damage cover protects your iPhone 14 Pro from accidental damage, such as drops as well as malicious damage. If your device is damaged, your insurance policy will cover the cost of repairs or replacement device.

This can cover most accidental damage ranging from cracked screens to mechanical breakdowns. However, cosmetic damage is not covered under this. You can view the policy wording below which lays out what is covered and what is not covered.

Liquid Damage

Water, coffee, or any other liquid can wreak havoc on your mobile phone and leave you with a hefty repair bill. Fortunately, our Bronze, Silver, and Gold levels of cover offer liquid damage cover.


Theft cover protects your iPhone 14 Pro from theft. If your iPhone is stolen, your insurance policy will cover the cost of a replacement phone (excluding a situation when you have left your iPhone unattended when you are away from home or when precautions have not been taken to keep it safe).

However, when only a part or parts of your iPhone has been stolen, we will only replace that part, or the specific parts needed*.


Loss protection covers your iPhone 14 Pro from loss. If you accidentally lose your phone, your iPhone insurance policy will cover the cost of a replacement mobile phone.

Accidental damage, theft and loss

Cracked screens are every Apple user's worst nightmare!

Luckily accidental damage cover is included in our Bronze, Silver, and Gold levels of cover. We will repair or replace your phone in the face of a cracked screen or mechanical breakdown!

With any one of these plans, your iPhone is covered against accidental damage and theft.

If you're interested in comprehensive cover, check out our Gold level cover, which includes accidental damage, theft and loss.

*This is included within the Silver and Gold cover level

Why Gadget Cover May Be the Right iPhone Insurance for You

  • 25+ years of experience finding great value mobile phone insurance.
  • 5* Defaqto rated policies..
  • Instant cover. This means cover starts immediately after purchase!
  • Unlimited claims.
  • Quick quote. Use our online service and you could get you a super fast quote in just under a minute!
  • 24/7 claim registration portal so you can get help whatever time of day or night.
  • Coverage for even minor screen cracks.
  • Immediate family cover and worldwide cover.
  • Interest free monthly payments, to help you manage the cost of iPhone insurance
  • Great customer service. We're always happy to help you when you need us, and we're really proud of the services we provide.

Conclusion: Is iPhone 14 Pro insurance worth it?

So, is iPhone 14 Pro insurance worth it? The answer depends on your individual needs and circumstances. If you’re someone who is prone to accidents or travels frequently, mobile phone insurance may be a good investment.

For more information on our iPhone insurance policies or to get a quote, you can do this through our website or get in touch with us over the phone on 0203 794 9294.

What's Covered

  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
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Accidental damage

We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

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Liquid damage

If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

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Repair or replace your gadget if something goes wrong with it. (except laptops).

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Unauthorised usage

We’ll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

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Loss (optional)

If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only).

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If your gadget is stolen, we will replace it.

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We’ll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

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Worldwide cover

Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

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Family cover

Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

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E-wallet cover

If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500.

Accidents happen, and even if you're careful with your iPhone 14 Pro, it's still at risk of damage, loss, or theft.

Without insurance, you would have to pay for any repairs or replacements out of your pocket. Depending on the extent of the damage or the cost of a new phone, this could be a significant expense.

For example, if you accidentally drop your iPhone 14 Pro and shatter the screen, the cost of repairs could be hundreds of pounds. If your device is lost or stolen, the cost of replacement could be even higher.

With iPhone 14 Pro insurance, you can protect yourself from these unexpected expenses.

Although here at Gadget Cover, we may cover a range of different things, there are some things that may not be covered. These are some common exclusions iPhone 14 Pro insurance does not cover:

  • Most policies do not cover damage caused by intentional acts or neglect. If you intentionally throw your iPhone 14 Pro and damage it, your insurance policy will not cover the cost of repairs.
  • Theft when the iPhone was left unattended in public. For example, if you left your iPhone on the restaurant table when you went to the toilet.
  • An amount you must pay towards the cost of a claim under this insurance. You have to pay this amount regardless of the circumstances leading to the claim. The excess amount can vary by the type of device insured.

Always make sure to read your policy details when you’re getting your mobile phone covered! Or if you happen to be unsure on whether your phone is covered by your policy, please call one of our friendly insurance specialists on 0203 794 9294 for more information.

When choosing iPhone 14 Pro insurance, there are several factors to consider. These include:


The first thing to consider when choosing iPhone 14 Pro insurance is the type of coverage you need. Do you want coverage for accidental damage, theft, loss, or a combination of these? You may want to choose a policy that offers the coverage that suits your needs the most.


The cost of iPhone 14 Pro insurance varies depending on the level of coverage and the insurance provider. Make sure to compare policies from different providers to find the best value for your money.


The excess fee is the amount you have to pay before your insurance policy kicks in. Make sure to choose a policy with an excess you can afford.

Gadget Cover offers three levels of iPhone insurance coverage: Gold, Silver, and Bronze. Each level offers different levels of coverage, so you can choose the policy that best meets your needs.

Bronze Cover:

  • Accidental damage
  • Liquid damage

Silver Cover:

  • Accidental damage
  • Liquid damage
  • Theft
  • Breakdown (excluding laptops)
  • E-Wallet protection
  • Unauthorised calls/data

Gold Cover:

Our Gold cover policies provide the most comprehensive coverage for your iPhone 14 Pro. Benefits include:

  • Accidental damage
  • Liquid damage
  • Theft
  • Breakdown (excluding laptops)
  • E-Wallet protection
  • Unauthorised calls/data
  • Accidental loss
  • Accessories cover

To make a claim, you need to do the following:

If your claim is for damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it. We aim to repair or replace items within 5 to 7 working days.

If your claim if for the theft or loss of your gadget you must report the theft or loss to the police and your service provider no later than 48 hours after you notice that your gadget is missing.

Next, you need to contact us. Make sure to do that as quickly as possible - within 48 hours from discovering loss or theft of your gadget.

You can call our dedicated Claim Advisors on 0203 794 9294. You can also send us an email to gadgetcoverclaims@davies-group.com. If you take longer than 48 hours to contact us, you risk your claim being delayed or rejected.

We aim to process claims within 48 hours, once we receive all the required documentation - which includes proof of ownership. If we approve the claim, you will need to pay the policy excess to let us proceed with the claim. Make sure that you provide us with all the required documentation and pay the excess as quickly as possible - any delay may make the process longer.

If something happens to your iPhone 14 Pro and you need to file an insurance claim, the process is straightforward.

  • Log in to your portal, email, or phone us to start your claim.
  • Provide proof of ownership and any other requested documents (this could be photos, a police report, or other evidence) within 30 days of the claim.

Next steps will depend on the type of claim you put forward, this could include blacklisting your stolen mobile phone or posting us your damaged iPhone.

While iPhone 14 Pro insurance can provide peace of mind, there are also steps you can take to protect your mobile phone. These may include:

  • Using a case: A protective case can help prevent damage to your iPhone 14 Pro if it’s dropped or bumped.
  • Using a screen protector: A screen protector can help prevent scratches and cracks on your iPhone 14 Pro's display.
  • Being careful with your iPhone: The best way to protect your iPhone 14 Pro is to be careful with it. Avoid leaving it in places where it could be stolen or dropped, and handle it carefully.
  • Being cautious in public: Make sure to keep your iPhone close at hand when in public to dissuade opportunistic thieves. Take it with you even for short trips or leave it with a trusted friend or family member.

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