iPhone 14 Pro Insurance

Accidents happen, and even if you're careful with your iPhone 14 Pro, it's still at risk of damage, loss, or theft.

Without insurance, you would have to pay for any repairs or replacements out of your pocket. Depending on the extent of the damage or the cost of a new phone, this could be a significant expense.

For example, if you accidentally drop your iPhone 14 Pro and shatter the screen, the cost of repairs could be hundreds of pounds. If your device is lost or stolen, the cost of replacement could be even higher.

With iPhone 14 Pro insurance, you can protect yourself from these unexpected expenses.

Although here at Gadget Cover, we may cover a range of different things, there are some things that may not be covered. These are some common exclusions iPhone 14 Pro insurance does not cover:

• Most policies do not cover damage caused by intentional acts or neglect. If you intentionally throw your iPhone 14 Pro and damage it, your insurance policy will not cover the cost of repairs.
• Theft when the iPhone was left unattended in public. For example, if you left your iPhone on the restaurant table when you went to the toilet.
• An amount you must pay towards the cost of a claim under this insurance. You have to pay this amount regardless of the circumstances leading to the claim. The excess amount can vary by the type of device insured.

Always make sure to read your policy details when you’re getting your mobile phone covered! Or if you happen to be unsure on whether your phone is covered by your policy, please call one of our friendly insurance specialists on 0203 794 9294 for more information.

When choosing iPhone 14 Pro insurance, there are several factors to consider. These include:

Coverage

The first thing to consider when choosing iPhone 14 Pro insurance is the type of coverage you need. Do you want coverage for accidental damage, theft, loss, or a combination of these? You may want to choose a policy that offers the coverage that suits your needs the most.

Cost

The cost of iPhone 14 Pro insurance varies depending on the level of coverage and the insurance provider. Make sure to compare policies from different providers to find the best value for your money.

Excess

The excess fee is the amount you have to pay before your insurance policy kicks in. Make sure to choose a policy with an excess you can afford.

Gadget Cover offers three levels of iPhone insurance coverage: Gold, Silver, and Bronze. Each level offers different levels of coverage, so you can choose the policy that best meets your needs.

Bronze Cover:

• Accidental damage
• Liquid damage

Silver Cover:

• Accidental damage
• Liquid damage
• Theft
• Breakdown (excluding laptops)
• E-Wallet protection
• Unauthorised calls/data

Gold Cover:

Our Gold cover policies provide the most comprehensive coverage for your iPhone 14 Pro. Benefits include:

• Accidental damage
• Liquid damage
• Theft
• Breakdown (excluding laptops)
• E-Wallet protection
• Unauthorised calls/data
• Accidental loss
• Accessories cover

To make a claim, you need to do the following:

If your claim is for damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it. We aim to repair or replace items within 5 to 7 working days.

If your claim if for the theft or loss of your gadget you must report the theft or loss to the police and your service provider no later than 48 hours after you notice that your gadget is missing.

Next, you need to contact us. Make sure to do that as quickly as possible - within 48 hours from discovering loss or theft of your gadget.

You can call our dedicated Claim Advisors on 0203 794 9294. You can also send us an email to gadgetcoverclaims@davies-group.com. If you take longer than 48 hours to contact us, you risk your claim being delayed or rejected.

We aim to process claims within 48 hours, once we receive all the required documentation - which includes proof of ownership. If we approve the claim, you will need to pay the policy excess to let us proceed with the claim. Make sure that you provide us with all the required documentation and pay the excess as quickly as possible - any delay may make the process longer.

If something happens to your iPhone 14 Pro and you need to file an insurance claim, the process is straightforward.

• Log in to your portal, email, or phone us to start your claim.
• Provide proof of ownership and any other requested documents (this could be photos, a police report, or other evidence) within 30 days of the claim.

Next steps will depend on the type of claim you put forward, this could include blacklisting your stolen mobile phone or posting us your damaged iPhone.

While iPhone 14 Pro insurance can provide peace of mind, there are also steps you can take to protect your mobile phone. These may include:

• Using a case: A protective case can help prevent damage to your iPhone 14 Pro if it’s dropped or bumped.
• Using a screen protector: A screen protector can help prevent scratches and cracks on your iPhone 14 Pro's display.
• Being careful with your iPhone: The best way to protect your iPhone 14 Pro is to be careful with it. Avoid leaving it in places where it could be stolen or dropped, and handle it carefully.
• Being cautious in public: Make sure to keep your iPhone close at hand when in public to dissuade opportunistic thieves. Take it with you even for short trips or leave it with a trusted friend or family member.