Mobile Insurance
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What's Covered
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Accidental Damage
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Liquid Damage
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Breakdown
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Theft
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Unauthorised Usage
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Loss (optional)
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Accessories
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Worldwide Cover
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Family Cover
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E-wallet Cover
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Accidental Damage
We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it. Terms apply.
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Liquid Damage
If your gadget has been damaged due to splashes or full immersion we'll repair it or replace it. Terms apply.
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Breakdown
Repair or replace your gadget if something goes wrong with it. (except laptops) Terms apply.
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Theft
If your gadget is stolen, we will replace it. Terms apply.
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Unauthorised Usage
We'll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500. Terms apply.
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Loss (optional)
If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only). Terms apply.
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Accessories
We'll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget. Terms apply.
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Worldwide Cover
Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year. Terms apply.
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Family Cover
Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you're also covered! Terms apply.
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E-wallet Cover
If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500. Terms apply.
Additional Value
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1st Month FREE on policies paid monthly
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Discount on policies paid annually
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Unlimited Claims!
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Truly Instant Cover!
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Low Excess Fee!
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1st Month FREE on policies paid monthly
1st Month FREE on policies paid monthly
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Discount on policies paid annually
Annually-paid policies are priced at the equivalent of eleven monthly payments, even at renewal!
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Unlimited Claims!
Unlimited repairs or replacements while you are covered. Terms apply.
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Truly Instant Cover!
Some of our competitors don't offer instant cover for your gadgets. Terms apply.
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Low Excess Fee!
In the event of a claim, an excess fee applies, which varies depending on the value of your gadget when new. Up to the value of £500 (when new) the excess fee is £50 for any claim. Between the values of £501 and £999 (when new) the excess fee is £75 for any claim. Over the value of £1000 (when new) the excess fee is £100. Terms apply.
Great Convenience
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Free Collect-Return on Laptops
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UK Based Customer Support
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14-Day Money Back Guarantee
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Free Collect-Return on Laptops
Collect and return of laptops - free of charge.
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UK Based Customer Support
Our team of specialists is based in the UK.
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14-Day Money Back Guarantee
Risk free: Changed your mind? No worries, contact us within 14 days and get a refund. Terms apply.





Why Gadget Cover?
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Longest established gadget insurer in the UK - 21 years!
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1/2 Million+ gadgets insured
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UK-based customer support
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Unlimited claims (all claim types)
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Multi-device discount
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Defaqto 5 star rated cover
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Longest established gadget insurer in the UK - 21 years!
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1/2 Million+ gadgets insured
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UK-based customer support
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Unlimited claims (all claim types)
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Multi-device discount
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Defaqto 5 star rated cover
