OnePlus Phone Insurance

Unlimited claims, Optional Loss Cover & More!

Benefiting from 25 years of experience, Gadget Cover is formed by people who believe that quality products can be affordable.

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A few years ago, you may never have heard of OnePlus. But nowadays the China-based tech company has become a global powerhouse in the world of smartphones. Known for its affordable prices and excellent quality, OnePlus phones still need instant protection with specialist OnePlus phone insurance – and that's where Gadget Cover comes in.

What does phone insurance for my OnePlus phone cover?

Arranging insurance cover for your OnePlus phone through Gadget Cover is easy with our three great plans: Bronze, Silver and Gold. Whichever you choose you’ll be assured that your OnePlus phone is protected.

Bronze cover

Our lowest priced cover provides excellent protection against accidental damage and liquid damage, two of the most common risks you’ll encounter in your day-to-day phone use.

Silver cover

In addition to damage cover, these policies also offer protection against theft, mechanical breakdown and unauthorised network charges and calls. Plus, you'll get e-wallet protection.

Gold cover

Gold cover provides our most comprehensive level of insurance, including all of that offered by Silver but with the additional benefit of loss and accessory cover, too.

Phone insurance arranged through Gadget Cover can also be extended to include family cover, just in case a member of your immediate family loses or damages your phone. And if you love taking your OnePlus on holiday, then our worldwide cover option will protect your gadget anywhere in the world, up to 180 days in any 1 year.

Common exclusions with OnePlus phone insurance

As you can see from the above, OnePlus phone insurance offers a fantastic array of important benefits for those who insure with us. But you’ll still want to pay close attention to your policy documents, querying anything you’re unsure about and taking a note of any exclusions.

Common cover exclusions include:

  • Claims where the device hasn't been used since the insurance was arranged.
  • Claims where you have been careless.
  • Claims where the phone was damaged before you took out insurance.
  • Theft from a car or property, if there’s no sign of forced entry.
  • Theft of a phone left unattended when away from your home.
  • Damage caused by deliberate neglect.
  • Lack of receipt or proof of purchase.
  • Damage that doesn’t affect the use of the phone.
  • Where there has been a delay in reporting a phone as lost or stolen to the UK police and the insurer.
  • The excess amount you must pay towards the cost of a claim under this insurance. You have to pay this amount regardless of the circumstances leading to the claim. The excess amount can vary by the type of device insured.

This is not an exhaustive list. Remember to always read your policy documents carefully so you understand what's covered and what's not.

Getting a quote for phone insurance couldn’t be easier with Gadget Cover

Here at Gadget Cover, it’s so simple to find a competitive quote for OnePlus phone insurance cover. Simply open the online quote tool and enter the make and model of your new OnePlus mobile phone.

You’ll also need to add further details including the age of your device, when it was purchased and its IMEI number (or serial number). Arranging a quote for OnePlus phone insurance takes just a matter of moments to provide long lasting peace of mind.

What's Covered

  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
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Accidental damage

We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

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Liquid damage

If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

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Repair or replace your gadget if something goes wrong with it. (except laptops).

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Unauthorised usage

We’ll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

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Loss (optional)

If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only).

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If your gadget is stolen, we will replace it.

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We’ll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

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Worldwide cover

Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

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Family cover

Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

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E-wallet cover

If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500.

Check your eligibility for OnePlus phone insurance by asking yourself these simple questions:

  • Are you a permanent resident of the UK?
  • Are you aged 18 or over?
  • Is your phone in good condition and full working order?
  • Was your phone bought in the UK?
  • Do you have a receipt for the phone?
  • Are you the owner of the phone?
  • Is your phone less than 18 months old?

Answered 'yes' to all? Get instant cover today!

According to OnePlus, if your phone is purchased directly through the company's website then you’ll receive a limited warranty that lasts 24 months from the date of delivery. This warranty only covers you for product defects caused by poor workmanship or materials.

If you want cover for damage, loss and a whole host of other problems then you’ll want insurance. Gadget Cover policies can include cover for screen damage, liquid damage, accidental damage to cameras, loss and theft.

Gadget Cover provides competitive insurance for a wide range of mobile phones including the OnePlus and Nord series. Here’s a list of just some of the most popular OnePlus models we can provide cover for.

  • OnePlus 10 Pro 5G and 10T
  • OnePlus 9 and 9 Pro
  • OnePlus 8, 8 Pro and 8T
  • OnePlus 7, 7 Pro, 7T and 7T Pro
  • OnePlus 6 and 6T
  • OnePlus 3
  • OnePlus 2
  • OnePlus Nord 2 5G
  • OnePlus Nord
  • OnePlus Nord N10 5G
  • OnePlus Nord N100

Got your hands on the latest OnePlus 11? Then contact our team of insurance specialists to see if we can help.

Finding a competitive insurance policy quote is easy at Gadget Cover. Simply enter the make, model and level of cover and you’ll have a quick quote in minutes.

OnePlus insurance costs can be from as little as £3 per month with many of our policies. To give you an idea of what you can expect to pay, let’s take a quick look at some examples of OnePlus models.*

OnePlus 10 Pro 5G 256GB

This flagship OnePlus phone can be insured from as little as £4.59 a month with our Bronze level of cover. On our Silver level of cover you can be insured from a minimum of £4.97 a month. For more comprehensive protection expect to pay £6.20 a month for our Gold protection.

OnePlus 9

This popular OnePlus model can be insured from as little as £3.88 a month with our Bronze level of cover. On our Silver level of cover you can be insured from a minimum of £4.25 a month. For more comprehensive protection, expect to pay a minimum of £5.28 a month for our Gold level of cover.

OnePlus Two

This older but very dependable OnePlus model can be insured from as little as £2.46 a month with our Bronze level of cover. On our Silver level of cover you can be insured from a minimum of £2.68 a month. With our Gold cover, you can expect to pay a minimum of £3.31 a month.

OnePlus Nord 2 5G 256GB

Part of OnePlus’ budget-oriented Nord line, the Nord 2 can be insured from as little as £3.17 a month with our Bronze level of cover. On our Silver level of cover you can be insured from a minimum of £3.46 a month. Upgrade to Gold cover, and it's from £4.32 a month.

When it comes to choosing the right phone insurance policy for your needs and budget, it’s worth remembering that not all policies are created equal. A specialist insurer will always try to deliver the right insurance policy for a whole range of devices, requirements and budgets – but there’s really no one-size-fits-all solution.

Weighing up whether a OnePlus phone insurance policy is right for you? Well, here are some of the features you’ll want to look out for.

Accidental damage

The ability to quickly and easily repair or replace your OnePlus phone after it has suffered accidental damage is the number one feature you’ll look for. Arranging insurance through Gadget Cover will help you repair even minor screen cracks, even if it’s only cosmetic damage that doesn’t affect the phone’s functionality.

Liquid damage

Dropped your phone in the pool? Any liquid damage could prove disastrous for smartphone owners. Liquid damage won't be covered by the manufacturer’s warranty so it’s a good idea to have this – that’s why all our policies come with liquid damage cover as standard.


A brand-new OnePlus phone is likely to prove a tantalising target for theft. If you want protection from theft, take a look at our Silver and Gold policies.

Mechanical breakdown

If your OnePlus phone suffers a malfunction and is no longer covered by a manufacturer’s warranty then this cover could be a real life-saver. The costs of repair or replacement can be substantial without the right insurance cover.

Unauthorised calls and data charges

If your phone is stolen, you could be left with a bill for thousands of pounds worth of unauthorised calls and data usage.

Alongside great affordability, a gadget insurance policy from Gadget Cover can cover you for this, too. Check out our great insurance offers before you renew your phone insurance.

E-wallet cover

Fallen victim to a hack or scam? With digital e-wallet cover as part of your Gold or Silver OnePlus insurance policy, you could receive up to £500 as a refund.


Every year, millions of mobile phone owners accidentally lose their devices. If you’ve been one of them in the past, this extra is well worth considering.

Accessories cover

Yet another worthwhile feature available with Gold cover, if you’ve invested in some useful accessories to complement your smartphone then you’ll want some protection for them, too. With Gadget Cover, if your accessories are lost, damaged or stolen at the same time as your smartphone, they’ll be covered up to a value of £150.

Worldwide cover

OnePlus phones make great travel companions, but you’ll want worldwide cover just in case you encounter any problems while you're away. Ask your insurer about extending your cover to include use of your mobile phone anywhere in the world, up to 180 days in any one year.

Family cover

Adding family cover to a policy could save the day if a close family member isn't as careful with your OnePlus device as you . Family cover means that if someone in your family is using your phone it will still be covered.

We always advise mobile phone owners to invest in insurance they can afford. Without the right protection, you could lose out.

And don’t forget, if you've splashed out on a flashy new OnePlus phone you’ll want it to be protected by insurance as soon as possible. At Gadget Cover as soon as you finalise your purchase of insurance, you’ll receive instant cover on your new device.

When you’re dealing with a specialist insurer like Gadget Cover, there’s no need to worry. We’ve got you covered!

OnePlus phones offer great value for money but when you consider that the latest OnePlus 11 5G costs from £729, the cost of replacing or repairing them can be substantial. Whereas if you just pay a small monthly premium for phone insurance, it could save you a major headache later on.

Whatever the value of your gadget, it’s still important to make sure you have some form of damage cover in place. You should seriously consider buying OnePlus phone insurance if:

  • You have an expensive new phone or accessories.
  • You have a history of lost, stolen or broken phones.
  • You would struggle to pay to repair or replace your phone.
  • You bought the phone on a contract and need to still make the monthly payments even if it gets lost or damaged.
  • You rely on your phone for work, business or family life and would need a quick replacement.
  • You plan on taking your phone abroad or letting other family members use it.

Please select a Make and Model