iPhone 13 Pro Insurance

Whatever your budget or requirements there’s bound to be an insurance policy to suit. But even the most comprehensive and most expensive policies are certainly affordable.

In general, iPhone insurance can cost anywhere from £5 up to £15 per month. However, how much you will pay will depend on a whole range of factors including the iPhone model, the level of cover and any additional extras.

As well as the headline cost, you’ll also need to take into account the amount of excess to pay if you do claim. The excess level could be set anywhere from £50 to £125 and will need to be paid before your handset can be repaired or replaced.

Finding out how much an iPhone insurance policy will cost you is easy with Gadget Cover. Just enter your new iPhone’s make and model into our online tool and away you go!

With a specialist like Gadget Cover in your corner, finding the right iPhone insurance for your needs is so straightforward. Just make sure you ask the right questions to ensure the mobile phone insurance policy has all the cover features you need.

Here are 10 questions to ask when you take out cover:

1. Does the policy start instantly?
2. Can I choose to pay annually or monthly?
3. Does the insurance policy cover even minor screen cracks?
4. Does the policy cover against loss?
5. Are my iPhone accessories also insured?
6. Is there a limit on the number of insurance claims I can make in a year?
7. How long do I have to make a claim?
8. Is the level of insurance excess right for me?
9. What are the exclusions on the policy?
10. Is my family also covered?

That said, when it comes to performing an accurate iPhone 13 Pro insurance comparison, the more questions you ask the better!

When you’re looking for an insurance policy perfect for iPhones, you’ll want to be covered by something bespoke. Finding the right iPhone insurance policy for you is well worth the cost in time and money.

Every mobile needs a slightly different level of cover. But when it comes to protecting an expensive iPhone 13 Pro, it’s even more vital.

At Gadget Cover you’ll find a great choice of plans with different cover levels. These provide excellent degrees of protection for all iPhones, at a price to suit you.

While the most comprehensive mobile phone insurance policies will cost a little more, it’s important that you choose a level of protection that suits you, your phone and your budget.

But when it comes to the iPhone 13 Pro, what exactly will you be protecting with an insurance policy? Let’s check out the specs:

• Price: From £949
• Finish: Ceramic Shield front, textured matt glass back and stainless-steel frame
• Colours: Sierra Blue, Graphite, Gold, Silver, Alpine Green
• Size: 146.7 x 71.5 x 7.65 mm (5.78 x 2.82 x 0.3 inches)
• Weight: 203g
• Storage capacity: 128GB, 256GB, 512GB, 1TB
• Battery life: Video playback up to 22 hours
• Screen size: 6.1 inches
• Resolution: 2532 x 1170-pixel resolution (460 ppi)
• Adaptive refresh rate: Up to 120Hz
• Processor: A15 Bionic
• Rear cameras: Pro 12MP camera system containing telephoto, wide, and ultra-wide lenses
• Zoom: 3x optical, up to 15x digital
• Front camera: 12MP TrueDepth camera
• Video: HDR video recording up to 4K at 60fps
• Face ID: Yes
• Apple Pay: Yes
• 5G: Yes
• MagSafe: Wireless charging up to 15W
• Splash, water and dust resistance: IP68 (maximum depth of 6 metres up to 30 minutes)

Finding the right iPhone insurance with Gadget Cover is easy. Just follow these easy steps:

1. Get a quick quote for insurance

Go to our website and select your iPhone’s make and model from the drop-down lists. Then hit the Get a Quote button to find out your policy options and the iPhone 13 Pro insurance price that’s just right for you.

2. Choose your insurance policy

Add a little bit more detail about your device and select the insurance cover that works for you and your budget. Then enter your details and pay. It’s so easy to do an iPhone 13 insurance comparison to find the best deal for you.

3. Relax

Yes, it really is that quick and easy. You can start using your iPhone 13 Pro straight away, safe in the knowledge that you’re protected in case of any eventuality with iPhone insurance cover.

We don’t just cover the iPhone 13 Pro; we also provide iPhone 13 insurance for the whole range and so much more. If you’re looking for iPhone 13 Pro Max insurance, or cover for any other Apple or Android devices, we can help! Get a quick quote today.

Make sure that the policy you choose has all the cover you need. Check if it provides instant cover, whether there’s a limit on the number of claims per year, and how much the excess is.

When searching for phone cover, consider gadget insurance. Many providers offer that type of insurance that may cover mobile phones - just make sure to specify your smartphone when describing the gadget in question. You can insure more than one device with the same policy - for example, your laptop, camera, and tablet.

Some types of home insurance include mobile phone coverage as well. While these can be simple and cost-effective, they come with downsides such as lengthy claim processing that could leave you without a mobile phone for a more extended period of time.

If you’ve invested in an iPhone 13 Pro then you’ll also need some of the top Apple accessories to go with it. After all, you don’t want a cheap phone cover to let you down!

Some of our favourite Apple accessories include:

• iPhone 13 Pro silicone case with MagSafe - £49
• Belkin UltraGlass screen protector for iPhone 13 Pro - £29.95
• Apple MagSafe Wireless charger - £39
• 20W USB-C Power Adapter with USB-C to Lightning Cable - £38
• Apple AirPods Max with Smart Case - £549

With an insurance policy arranged by Gadget Cover you’ll also get cover for your other Apple accessories and devices up to £150. When there are such desirable accessories on the market it’s important to have all your tech protected by insurance.

If in doubt, check your insurance policy documents to be sure. You’ll also need to think carefully about the level of excess you choose.

Apple devices are particularly popular among the international jet set. If you’re planning on taking expensive Apple gadgetry with you when you travel, make sure you have worldwide travel cover included in your mobile phone insurance policy.

After all, loss, damage, theft and breakdown can happen anywhere in the world.

With gadget cover your phone will be covered from the moment you finalise the purchase of insurance. You won’t have to wait for the insurance policy to be processed and applied within a specific number of days from your purchase. Instead, you can enjoy coverage right from the moment of purchase.

To make a claim, you need to do the following:

If your claim is for damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it. We aim to repair or replace items within 5 to 7 working days.

If your claim if for the theft or loss of your gadget you must report the theft or loss to the police and your service provider no later than 48 hours after you notice that your gadget is missing.

Next, you need to contact us. Make sure to do that as quickly as possible - within 48 hours from discovering loss or theft of your gadget.

You can call our dedicated Claim Advisors on 0203 794 9294. You can also send us an email to gadgetcoverclaims@davies-group.com. If you take longer than 48 hours to contact us, you risk your claim being delayed or rejected.

We aim to process claims within 48 hours, once we receive all the required documentation - which includes proof of ownership. If we approve the claim, you will need to pay the policy excess to let us proceed with the claim. Make sure that you provide us with all the required documentation and pay the excess as quickly as possible - any delay may make the process longer.

For many smartphone users, the most valuable content on their phone, that no insurance company is able to replace, is their contacts, photos, files, and other pieces of personal information.

There are many things you can do right now to make sure that data stored on your phone is protected against loss. Consider the available cloud storage options for creating backups of your data. Storing them in the cloud offers a significant advantage - they will be available to you from any device connected to the internet.

Once you settle on an adequate storage solution, schedule regular backups of your data to make sure that all your files and information are located in your storage.

All in all, the best advice to keep your phone is safe, is to look after it and to protect it against the hassle and cost that comes with loss, theft, or damage.

Apple is certainly one of the most highly-regarded phone manufacturers in the world, and has been for many years now. And all iPhones in the iPhone 13 range will come with an Apple Limited Warranty.

This covers your iPhone and other Apple-made accessories against manufacturing defects for one year from the date of purchase. This warranty operates alongside any right you may have under UK consumer laws.

Be warned, under the Apple warranty you won’t be covered for any damage caused by accidents or unauthorised modifications you have made. If the warranty or consumer law doesn't cover your repair, you'll pay substantial out-of-warranty fees.

That’s why it’s so important to protect your iPhone 13 Pro with mobile phone insurance as soon as possible. You never know when disaster might strike.