Samsung Fold Insurance

Unlimited claims, Optional Loss Cover & More!

Benefiting from 25 years of experience, Gadget Cover is formed by people who believe that quality products can be affordable.

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With its cutting-edge features, the Samsung Galaxy Z Fold is the tech dream of many Samsung fans. But if you’re hoping to grab yourself the best folding phone on the market then not only will you need to pay the hefty price tag but you’ll also need Samsung Fold Insurance from Gadget Cover to keep it well protected.

If you're looking for bespoke mobile phone insurance for your Samsung phone then you’ve come to the best place. We’ll tell you all about the Samsung Galaxy Z Fold, why it’s well worth protecting and what you can expect from Gadget Cover’s Samsung phone insurance.

The coolest mobile phone on the planet? Getting to know the Samsung Galaxy Fold

By marrying a super-powerful smartphone and a 7.6-inch tablet into one pocket-sized package, the South Korean tech giant has created the ultimate device of choice for many gadget fans. With a bleeding-edge folding screen, five powerful cameras and a whole lot more than a regular smartphone it’s easy to see why the Samsung Fold has shot to the top of many tech buyers' wish lists.

But if you want the very latest in folding phone tech then it won’t come cheap, with the current Fold 4 model carrying a hefty price tag of £1,649 for the 256GB version. And if you want more storage then the 512GB version will cost you £1,769 and the whopping 1TB version will cost you over £2,000!

With a more powerful and efficient chipset, better software, and upgraded cameras it offers some powerful improvements compared to the previous Fold 3 model.

For an in-depth rundown of the Fold 4’s tech specs and features, read Gadget Cover’s recent article on which is better – the Samsung Galaxy Z Fold 4 or Samsung Galaxy Z Flip 4? And if you’re weighing up the Samsung Galaxy Z Fold 4 against the latest iPhone 14 Pro then we’ve also got a helpful article on that, too!

Samsung Galaxy Z Fold 4 pros and cons

Not sure if the Galaxy Z Fold is for you? These points might convince you:

  • A phone and tablet in one handy package
  • Stand-out design
  • Feels good in hand
  • Powerful split-screen features
  • Fantastic tablet-sized internal display
  • Great phone-like cover display
  • Support for S Pen stylus
  • Excellent camera array
  • Silky smooth performance
  • Good battery and water resistance

But the Samsung Galaxy Z Fold 4 doesn’t get it all its own way. Many tech reviewers have also noticed the following potential drawbacks.

  • Very expensive
  • More fragile than standard phones
  • Screen marks more easily than traditional glass
  • Expensive to repair
  • Crease where display folds
  • No dust resistance rating
  • Thick and heavy when compared to a standard smartphone

Your Samsung Fold insurance cover in detail

Arranging Samsung Fold insurance cover through Gadget Cover can offer many benefits. Let's take a look:

Accidental damage cover

With five cameras in total and a tablet-sized 7.6-inch flexible OLED screen, the Samsung Fold is a lot of fun to use. But taking your flashy Samsung device with you wherever you go means it will be susceptible to accidental damage.

Unlike some insurers, if your Samsung Fold suffers a cracked screen you’ll still be covered, even if it’s just cosmetic damage. And if the item can't be fixed, we'll provide a replacement phone. Insurance really is the best way to protect against accidental damage.

Liquid cover

Liquid damage is one of the most common claims on a mobile phone policy in the UK. Protect your Samsung Fold from spills with a Gadget Cover insurance policy.

Something worth remembering is that liquid damage won't be covered by the manufacturer’s warranty. So, you’ll want insurance to provide cover for liquid damage.

Theft cover

An expensive Samsung Galaxy phone like the Samsung Fold is a potential target for theft. By opting for a policy with theft cover, if your device is stolen, you'll quickly get a replacement so you can get on with your life.

Mechanical breakdown cover

While Samsung offers a 12-month manufacturer’s warranty for the Samsung Fold, once that period is over if your phone starts to malfunction or suffers a mechanical breakdown, then it'll be up to you to repair or replace it. Check your policy documents to see what you're covered for.

E-wallet cover

No matter how sophisticated your technology, if you’re the victim of a hack or scam it can put a real dent in your confidence and your bank balance. Digital e-wallet cover through our Gold and Silver policies provides up to £500 worth of protection against fraudulent transactions.

Cover for unauthorised calls and data charges

Whether through loss or theft, if someone uses your Samsung Fold without your permission then you could be left with a bill for thousands of pounds worth of unauthorised calls and data usage.

Loss cover

No matter how careful you are, there may come a time when you accidentally lose your beloved Samsung Z Fold. But if you’ve added loss cover as a policy extra then you should have nothing to worry about.

Cover for accessories

Choosing a Gadget Cover Gold policy provides invaluable additional protection for the repair or replacement of a range of Samsung accessories. If your accessories suffer loss, accidental damage or theft at the same time as your device, they’ll be covered up to a value of £150.

Worldwide cover

The super-versatile Samsung Z Fold is ideal for travellers who don’t want to carry a tablet and a smartphone when they go away. Just make sure you have worldwide cover to keep your phone protected.

Our policies can be extended to cover use of your Samsung Fold anywhere in the world, up to 180 days in any one year. If you love to travel then opt for unlimited worldwide cover when you’re next choosing a mobile phone insurance policy.

Cover for your immediate family

If a family member likes to borrow your Samsung Fold, then make sure your insurance policy includes family cover to guard against loss or damage.

Why come to Gadget Cover for your mobile phone insurance?

Once you've purchased your phone, you need to get it protected as soon as possible. Gadget Cover offers great value mobile phone insurance with an impressive range of benefits:

  • 25+ years of experience in the mobile phone insurance market
  • 5* Defaqto rated policies
  • Instant cover
  • Unlimited claims
  • Superfast online quotes
  • Less hassle when it comes to claims
  • Cover for even minor screen cracks
  • Family members are covered for if they lose or damage your phone

Popular mobile phone insurance we cover:

  • Samsung Galaxy S23 Ultra
  • Samsung Galaxy S23
  • Samsung Galaxy S22
  • Samsung Galaxy A53 
  • Samsung Galaxy Fold

What's Covered

  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
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Accidental damage

We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

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Liquid damage

If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

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Repair or replace your gadget if something goes wrong with it. (except laptops).

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Unauthorised usage

We’ll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

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Loss (optional)

If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only).

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If your gadget is stolen, we will replace it.

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We’ll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

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Worldwide cover

Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

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Family cover

Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

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E-wallet cover

If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500.

When you’ve finally got your hands on such a great piece of mobile phone tech, you’ll want great value mobile phone insurance to keep your Samsung phone safe. Here are just six reasons why.

  1. Big price tag. We’ve said it before and we’ll say it again, this is an expensive phone.
  2. Susceptible to damage. Samsung devices are known for being beautifully designed and well manufactured phones. However, such a large folding screen makes them more susceptible to accidental damage than traditional smartphones.
  3. Expensive to replace. With such a large price tag, if you need to replace a lost, damaged or stolen Fold phone then it'll cost you. Samsung electronics are not cheap to repair or replace.
  4. Cases only provide so much protection. There are some excellent phone cases out there but that doesn’t completely protect your Samsung phone from accidental damage. And certainly won’t stop mechanical breakdowns or malfunctions.
  5. Thieves love them. Such a top-of-the-range Samsung phone will always be a target for opportunistic phone thieves.
  6. Offers much more than the Samsung manufacturers’ warranty. A warranty is great for covering any early teething problems with your Samsung device, but if you want long-term protection you really need phone insurance from a specialist like Gadget Cover.  

When you’re considering whether or not to buy mobile phone insurance for your Samsung Fold, ask yourself the following questions:

  1. If my Z Fold was lost, damaged or stolen, would I have the money to repair or replace it myself?
  2. If I had to repair or replace my Z Fold, could I still afford everyday essentials?
  3. Would I be happy using another device while my Z Fold is being repaired or replaced?
  4. Was my Z Fold phone bought on contract? Or did I buy it outright?
  5. Do I have a previous history of lost, damaged or stolen phones?

Depending on your approach to risk and your financial situation, you might have other questions worth asking. Contact Gadget Cover to get your insurance questions answered.

Gadget Cover offers a wide range of great value insurance plans to suit any needs and budget. Choose from Gold, Silver or Bronze and be assured of all-round protection for your precious smartphone.

The premium you end up paying will vary depending on the phone you have, the level of cover you choose and any other additional extras. So, what could insurance cost if you own a Samsung Galaxy Z Fold 4 256GB? Let's find out with a quick example.

Our Bronze level of essential cover offers excellent protection for mobile phones against both accidental damage and liquid damage. The monthly cost for a Samsung Galaxy Z Fold 4 256GB would be £12.32, with an annual cost of £147..

Our next level of extended cover is Silver, which offers additional cover against theft, mechanical breakdown, e-wallet protection, and unauthorised calls and data usage, too. The monthly cost for a Samsung Galaxy Z Fold 4 256GB would be £13.42, with an annual cost of £161.04.

The top level of protection we offer is through our Gold policies. These also include additional protection against accidental loss as well as accessories cover. The monthly cost for a Samsung Galaxy Z Fold 4 256GB would be £16.75, with an annual cost of £201.00.

The best way to check the most up-to-date premium price for your particular phone is with Gadget Cover’s online quote tool. To get the most accurate tailored quote, you’ll also need to enter further details such as the age of your device, when it was purchased, and the IMEI code.

When purchasing your Samsung Fold for the first time, your network provider will probably offer to arrange insurance for you. But it's always best to check with Gadget Cover first to make sure you're getting the best value deal.


We love our gadgets, but when travelling with a Samsung Fold worth thousands of pounds you really won’t want to leave home without worldwide cover to protect you. Particularly if you travel frequently to different countries for extended periods of time.

And if you are travelling with the Samsung Fold, then it might be worth taking a couple of precautions, just to make sure your trip runs smoothly:

  • Invest in worldwide cover. Insuring your gadgetry with a dedicated gadget insurance policy is the best way to protect such expensive devices.
  • Get protected. Fitting a decent screen cover and phone case is a simple and affordable way to protect against cracked screens.
  • Don’t forget your charger. A Samsung Fold without charge is no use to anyone.
  • Take care when using global roaming. Roaming charges can land you with a big bill if you’re not careful.
  • Back up. From portable hard drives to Cloud storage, you’ll want everything backed up in case of problems. Particularly if your phone holds your travel documents.

To make a claim, you need to do the following:

If your claim is for damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it. We aim to repair or replace items within 5 to 7 working days.

If your claim if for the theft or loss of your gadget you must report the theft or loss to the police and your service provider no later than 48 hours after you notice that your gadget is missing.

Next, you need to contact us. Make sure to do that as quickly as possible - within 48 hours from discovering loss or theft of your gadget.

You can call our dedicated Claim Advisors on 0203 794 9294. You can also send us an email to If you take longer than 48 hours to contact us, you risk your claim being delayed or rejected.

We aim to process claims within 48 hours, once we receive all the required documentation - which includes proof of ownership. If we approve the claim, you will need to pay the policy excess to let us proceed with the claim. Make sure that you provide us with all the required documentation and pay the excess as quickly as possible - any delay may make the process longer.

For many smartphone users, the most valuable content on their phone, that no insurance company is able to replace, is their contacts, photos, files, and other pieces of personal information.

There are many things you can do right now to make sure that data stored on your phone is protected against loss. Consider the available cloud storage options for creating backups of your data. Storing them in the cloud offers a significant advantage - they will be available to you from any device connected to the internet.

Once you settle on an adequate storage solution, schedule regular backups of your data to make sure that all your files and information are located in your storage.

All in all, the best advice to keep your phone is safe, is to look after it and to protect it against the hassle and cost that comes with loss, theft, or damage.

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