Samsung S22 Ultra Insurance

Unlimited claims, Optional Loss Cover & More!

Benefiting from 25 years of experience, Gadget Cover is formed by people who believe that quality products can be affordable.

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Our Samsung phone insurance plans are specifically designed to safeguard your device from all sorts of unexpected mishaps.

Whether it's accidental damage, theft, or even a spontaneous malfunction, Samsung S22 Ultra insurance has got you covered*.

With comprehensive coverage and dedicated, UK based customer support, you can now enjoy your cutting-edge smartphone knowing that a cracked screen might not be the end of your relationship with your phone.

Don't leave your most prized possession vulnerable to life's unpredictable twists and turns - take a look at our phone insurance policy today and experience cover yourself for what life throws at your phone!

*Subject to terms and conditions

Samsung Galaxy s22 specs:

  • Display: The Samsung Galaxy S22 features a 6.1-inch Dynamic AMOLED 2X display with a resolution of 2400 x 1080 pixels, offering vibrant colors and excellent contrast. The display also supports a 120Hz refresh rate for smooth scrolling and gaming experiences.
  • Processor: The phone is powered by the latest Qualcomm Snapdragon 8cx Gen 3 chipset in the US and the Exynos 2200 processor in other regions. These powerful chips ensure fast performance and efficient energy use for all tasks, from browsing to gaming.
  • RAM and Storage: The Galaxy S22 comes with 8GB of RAM, ensuring smooth multitasking and app handling. It is available in storage options of 128GB, 256GB, and 512GB, providing ample space for all your files, photos, and apps.
  • Camera: The Samsung Galaxy S22 features a triple-camera setup, including a 50MP main camera, a 12MP ultra-wide lens, and a 10MP telephoto lens. This versatile setup allows for stunning photography in various conditions, from wide landscapes to detailed close-ups. The front-facing 10MP camera is perfect for selfies and video calls.
  • Battery: The device is equipped with a 4,000mAh battery, offering long-lasting power to get you through a full day of use. The phone also supports 25W fast charging, wireless charging, and reverse wireless charging, ensuring you can quickly and effortlessly top up your battery.
  • Operating System: The Samsung Galaxy S22 runs on Android 12 out of the box, with Samsung's One UI 4.1 interface on top. This combination offers a seamless, user-friendly experience with regular updates and security patches.
  • 5G Connectivity: The Galaxy S22 is 5G-ready, providing fast download and upload speeds, low latency, and the ability to connect to the next generation of mobile networks.
  • Security Features: The phone includes an in-display ultrasonic fingerprint sensor and facial recognition for secure and convenient access to your device. Additionally, Samsung Knox provides multi-layered security for your data.
  • Design and Build: The Galaxy S22 boasts a sleek and premium design with Gorilla Glass Victus

*For exact specifications, please visit the manufacturers website

How to get a quote with Gadget Cover

Getting a quote for your Samsung s22 is easy!

You can use the 'get a quote' bar at the top of your screen (or bottom of your screen if you're on a mobile device), fill in your device's make and model and click 'get a quote', it's that simple!

If you have any questions about your quote or existing policy, please contact one of our dedicated team members over the phone or via our website here.

Mobile phone insurance for your Samsung Galaxy S22

Comprehensive Coverage

Gadget Cover's phone insurance policy provides comprehensive coverage for your device, protecting it against theft, accidental damage, mechanical breakdown, and liquid damage.

Theft Protection & Loss

In the unfortunate event that your phone is stolen, Gadget Cover's insurance policy ensures that you receive a replacement device, as long as the theft is reported to the police within 24 hours.

If you accidentally lose your phone, our Gold cover will allow you to replace your phone so you're not stuck in a jam in the UK or abroad!

Worldwide Cover for mobile phones

Gadget Cover's mobile phone insurance extends worldwide, meaning you can have peace of mind while travelling abroad knowing that your device is protected.

Accidental Damage/damage cover

If your mobile phone is accidentally damaged due to a drop or impact, Gadget Cover's insurance policy will cover the cost of repairs or provide a replacement device if necessary.

Liquid Damage

Gadget Cover's insurance policy also covers your mobile phone against damage caused by liquid, such as spills or submersion.

14-Day Money Back Guarantee

Gadget Cover offers a 14-day money back guarantee on their mobile phone insurance policies, allowing you to cancel and receive a refund if you change your mind within the first two weeks.

Unauthorised Usage

In the event that your mobile phone is stolen and unauthorised calls, messages, or data usage occurs, Gadget Cover's insurance policy offers coverage up to a specified limit.

Accessories Coverage & Instant cover

Gadget Cover's gadget insurance also provides coverage for accessories that are damaged, lost, or stolen alongside your phone, up to a certain value.

Mechanical Breakdown

If your mobile phone breaks down outside of the manufacturer's warranty period, Gadget Cover's insurance policy will cover the cost of repairs or provide a replacement.

Fast Claims Processing

If you accidentally drop your mobile phone while on vacation in Italy, causing the screen to crack, Gadget Cover's mobile phone insurance policy would cover the cost of repair or provide a replacement, making sure you're not left without a functioning phone during your trip!

Key exclusions of Samsung Mobile Insurance


If your Samsung Galaxy S22 has been stolen when you have left it unattended, when you are away from home or when precautions have not been taken to keep it safe

Loss or damage caused by

Intentionally leaving or neglecting your Samsung Galaxy S22, not following either:

  • The manufacturer’s instructions
  • The use of accessories

Repair or other costs

Routine phone servicing and cleaning, repairs carried out by a person that is not authorised by us.

Policy excess

An amount you must pay towards the cost of a claim under this insurance. You have to pay this amount regardless of the circumstances leading to the claim. The excess amount can vary by the type of device insured. The excess amount may vary depending on the value of your Samsung Galaxy S22 when it was new.

Gadget Value (when new)


Up to £500


Up to £1000






What's Covered

  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
  • Accidental Damage
  • Liquid Damage
  • Theft
  • Mechanical Breakdown (Excludes Laptops)
  • E-wallet Protection
  • Unauthorised Calls/Data
  • Accidental Loss
  • Accessories Cover
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Accidental damage

We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

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Liquid damage

If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

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Repair or replace your gadget if something goes wrong with it. (except laptops).

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Unauthorised usage

We’ll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

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Loss (optional)

If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only).

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If your gadget is stolen, we will replace it.

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We’ll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

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Worldwide cover

Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

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Family cover

Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

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E-wallet cover

If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500.

Mobile phones have become an integral part of our lifestyles. Many of us would never leave home without a phone in our pocket. And most of the time, it’s not simple phones but sophisticated and expensive smartphones that we carry with us everywhere.

Carrying a phone like that means that you’re vulnerable to dangers ranging from theft to loss and damage. High-quality smartphones are usually expensive and to pay for one, you may have agreed to sign a contract - which you’ll need to keep on paying even if you lose or damage your phone.

However, you can protect yourself against such risks by covering your phone with specialist mobile phone insurance.

Benefits can vary from insurer to insurer - that’s why it’s smart to shop around and look through various offers before settling on an insurance company.

Before purchasing a mobile phone insurance contract, make sure to read the Terms & Conditions carefully. That’s how you’ll be able to tell which clauses and exclusions apply to the type of insurance you’ve chosen.

A critical part of your mobile phone insurance is the type of theft it covers. For instance, theft without force or unattended theft may not be covered. If someone steals your phone from your pocket or takes it from a table in a cafe when you’re distracted, you’ll be left uninsured. Moreover, some insurers may refuse to pay out in specific cases - for example, if you forget your phone and leave it by accident on a train or taxi. If you’re deemed to have been careless by the provider, you might not be covered by the insurance. Any sort of water damage might fall under this exclusion too.

Pay attention to the terms stated in your contract. Some insurers require you to report the phone as lost to the police and the insurer within a specific time limit such as 24 hours or less.

The exclusions to this mobile phone insurance include:

  • Leaving the phone unattended
  • Theft from a vehicle or premises where there is no visible sign of forced entry
  • Lack of proof of purchase or receipt
  • Any claim where the phone has not been used since the insurance has been taken out

Make sure that the policy you choose has all the cover you need. Check if it provides instant cover, whether there’s a limit on the number of claims per year, and how much the excess is.

When searching for phone cover, consider gadget insurance. Many providers offer that type of insurance that may cover mobile phones - just make sure to specify your smartphone when describing the gadget in question. You can insure more than one device with the same policy - for example, your laptop, camera, and tablet.

Some types of home insurance include mobile phone coverage as well. While these can be simple and cost-effective, they come with downsides such as lengthy claim processing that could leave you without a mobile phone for a more extended period of time.

With gadget cover your phone will be covered from the moment you finalise the purchase of insurance. You won’t have to wait for the insurance policy to be processed and applied within a specific number of days from your purchase. Instead, you can enjoy coverage right from the moment of purchase.

To make a claim, you need to do the following:

If your claim is for damage, we will ask you to send the gadget to our nominated repair centre where we can inspect and repair it. We aim to repair or replace items within 5 to 7 working days.

If your claim if for the theft or loss of your gadget you must report the theft or loss to the police and your service provider no later than 48 hours after you notice that your gadget is missing.

Next, you need to contact us. Make sure to do that as quickly as possible - within 48 hours from discovering loss or theft of your gadget.

You can call our dedicated Claim Advisors on 0203 794 9294. You can also send us an email to If you take longer than 48 hours to contact us, you risk your claim being delayed or rejected.

We aim to process claims within 48 hours, once we receive all the required documentation - which includes proof of ownership. If we approve the claim, you will need to pay the policy excess to let us proceed with the claim. Make sure that you provide us with all the required documentation and pay the excess as quickly as possible - any delay may make the process longer.

For many smartphone users, the most valuable content on their phone, that no insurance company is able to replace, is their contacts, photos, files, and other pieces of personal information.

There are many things you can do right now to make sure that data stored on your phone is protected against loss. Consider the available cloud storage options for creating backups of your data. Storing them in the cloud offers a significant advantage - they will be available to you from any device connected to the internet.

Once you settle on an adequate storage solution, schedule regular backups of your data to make sure that all your files and information are located in your storage.

All in all, the best advice to keep your phone is safe, is to look after it and to protect it against the hassle and cost that comes with loss, theft, or damage.

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