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Smart Watch Insurance

There’s so much we can control now with a smart watch that helps us sustain a more efficient and connected lifestyle such as keeping in touch with friends and family, making contactless payments or even controlling the heating in our homes.

Don’t allow your life to be put on hold should your smart watch breakdown or be lost, stolen or damaged. Get it covered with Gadget Cover.

Get a quote for smart watch insurance and see what Gadget Cover can offer you.

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What's Covered

Accidental damage

We will repair your gadget if it is damaged as the result of an accident. Unlike some insurers, we even cover minor screen cracks. If the item cannot be repaired we will replace it.

Liquid damage

If your gadget has been damaged due to splashes or full immersion we’ll repair it or replace it.

Breakdown

Repair or replace your gadget if something goes wrong with it. (except laptops).

Unauthorised usage

We’ll pay for unauthorised calls and data usage from your device, when it has been lost or stolen, up to £2,500.

Loss (optional)

If you selected to pay an additional premium and lose your gadget, we will replace it (mobile phones, tablets and smartwatches only).

Theft

If your gadget is stolen, we will replace it.

Accessories

We’ll replace any accessories (up to £150) if they are lost, stolen or damaged at the same time as your gadget.

Worldwide cover

Cover is extended to include use of your gadget anywhere in the world, up to 180 days in any 1 year.

Family cover

Your gadget cover is extended to your immediate family. If your partner loses or damages your phone you’re also covered!

E-wallet cover

If your gadget is accidentally lost or stolen, we will refund the cost of unauthorised transactions made using your e-Wallet facility up to a maximum of £500.